Holiday Insurance - Cheap Holiday Insurance - Travel Insurance - Instant Holiday Insurance

Instant Holiday Insurance is one of the UK's largest independent travel insurance company selling cheap travel insurance products, holiday insurance, medical and general insurance services. Instant Holiday Insurance is a trading partnered with of Essential Travel Ltd, who are authorised & regulated by the Financial Services Authority No. 300175

Our Holiday Insurance Web combines great value with comprehensive cover. We cover you for lost or delayed luggage, lost cash, passport and other personal documents plus emergency treatment. We established to offer UK customers comprehensive holiday insurance at competitive low prices. The travel insurance policy will cover you for any medical expenses that you incur should you be involved in an accident or become ill and require hospitalisation. Apart from medical expenses the policy should also cover things like; legal expenses, cancellation & curtailment,loss of money, baggage, passport, etc. and personal liability. Probably the main thing to consider is to make sure you are covered for any activity that you intend to undertake so that you and your equipment are covered while participating,e.g. skiing, scuba diving etc. Travel insurance in an instance without any hassle and with totally safe online transaction from start to finish.

We have a range of products including single trip holiday insurance, long stay holiday insurance, annual multi trip holiday insurance, ski holiday insurance and more for individuals, couples and families for a matter of months and need adequate cover at resonable rates.

We have partnered with Essential Travel to offer you fantastic deals on Travel Insurance. Essential Travel has teamed up with AXA Insurance UK plc to help provide you complete peace of mind on your holiday. We also offer family insurance and World Wide Travel Insurance online for UK holiday makers. Single Trip travel insurance is perfect cover if you are off on one holiday or escaping on a short break. If you are planning to travel a few times this year then an annual policy offers you both convenience and value for money. Our service specialist was set up with one main aim to provide convenient high value cover at the lowest prices possible.

You can easily get instant online holiday insurance quote where you can select your insurance package, date of travel, which could be for Europe or worldwide. Once package is selected,you can then enter your credit card details and get print off of your travel insurance policy and cover details immediately. Insurance certificate will reach to you either by email or by regular post.

Enjoy your holiday and be safe during holiday by getting insured with instant holiday insurance.

Senior Citizen Travel Insurance UK

Seniors looking out travel abroad, relax, online travel options have specially designed travel packages for elderly citizens combined with insurance package to safeguard you from any unforeseen occurrence. This is useful for retired persons with holiday homes abroad for example spending the winter in Europe or Spain, covers all senior citizens up to the age of 99.

Online senior citizen travel insurance is tailored to your unique circumstances so you only pay for the travel insurance that you need. Such travel insurance for senior citizens will have the following features and benefits. Some of the travel agents will find you travel insurance which combines great value cover with high level.
• Sports and activities option if you require it
• £10 million medical protection as standard.
• £3,000 cancellation cover.
• £25,000 personal accident and legal expenses cover

How does Senior Citizen Travel Insurance help us?
You are protected against any cancellation fine, lost or delayed luggage, cash and passports plus emergency dental treatment and £10 million medical cover. This means you can enjoy your holiday safe in the knowledge that you are fully covered in case anything goes wrong. Not only that, you also have an option of choosing from a wide array of sports activities.

Choose the place you want to travel, and travel insurance agent can provide you sound advice with the most flexible packages for you. If you prefer to choose a multi-pack travel insurance you have the advantage of getting covered for several trips in a year or if it’s a single trip, then you can opt for single trip senior citizen travel insurance. The choice is yours and the travel insurance providers are at your disposal.

Your travel insurance policy can be split into three Areas Europe, Australia/New Zealand and Worldwide. It’s advisable to cross check with your provider as some of them do cover pre-existing medical conditions with an additional cost. However, there are some policies which may not provide cover in respect of any pre-existing medical condition that you are aware of at the time of arranging the insurance.

You're not sure who to speak to or where to go without paying a small fortune for cover. Find discount senior citizen packages for yourself. Uncover all the best deals and cheap travel insurance for senior citizens. But, just don’t settle down with the lowest insurance cover you bump into, as it need not be the right cover or best Senior citizen travel insurance cover for you. So, study online and find the most reliable one or reach out to experts.

Norwich Union Travel Insurance Highlight Holiday Hazard Hotspots

At a time when many UK families are getting excited about their forthcoming holiday Norwich Union has compiled a list of destinations most likely to cause problems. The list is based upon Norwich Union's extensive claims database.

The report highlighted some old chestnuts but also revealed some less likely destinations. Mexico topped the list for claims following sun over-exposure, whilst the Caribbean also found the top spot for insect bites and stings.

The ugly face of crime raises its head in South Africa but both old British favorites, Spain and the Canaries are both highlighted as a risk for robbery and pick pocketing. Thailand was also mention for theft problems, but the report also advised unwary travelers should also be aware of tummy problems, traffic accidents and lost belongings.

Norwich Union were also quick to point out that most holidays go without hitch and the purpose of the report is not to worry tourists, merely to make them aware. Western Europe appeared to offer,in the main, the safest destinations, with Ireland pipping Belguim, Holland, Germany and France.

Norwich Union advise however that whilst the new European Health Insurance Card (EHIC) covers many potential problems it won't cover all costs and will not cover rescue or repatriation. An important point being that the biggest cause of problems when abroad is unforeseen medical emergencies.

When you consider the cost of your holiday a little extra expense in the form of adequate travel insurance cover would seem a prudent step. Although of course due diligence should also be practised.

Norwich Union offer the following tips for a hazard-free holiday;-

Lost/Misplaced belongings
Keep an eye on your belongings at all times. Do not leave them unattended and ensure you don’t check in your valuables while traveling, keep them with you, in a safe place.

Theft
Lock belongings in a safe when in a hotel.

Be aware of open windows and doors in your villa or hotel room – they attract opportunist thieves.

Robbery with violence
Be aware of your surroundings and look purposeful. Avoid looking lost, confused or distracted as this makes you an easier target for opportunist thieves.

Find out the emergency phone numbers used in the area you are visiting.

Tummy problems
Eat food that has been freshly prepared or thoroughly cooked, avoiding food that has been left standing for long periods.

Avoid ice in drinks in countries where you can’t drink the tap water (often it is not made from bottled water).

Be aware that salads may also have been washed in tap water.

Holiday Insurance, rejuvenate tired souls!

Need a break from your monotonies? Tired of doing the same thing, at work place, do you feel bogged down? You definitely need a recreation, refreshment, a holiday!

If the traveler makes a yearly policy then all the trips that fall within the year will be taken care of with annual holiday insurance. The condition is that each trip shall be less than one month and should not be more than four months also. Such insurance will save you from any accident that may occur when you are on your trip. This insurance usually covers travellers from any kind of cancellation and/or deferred trips, medical emergencies, damage or loss of your asset and more such items.

Your holiday insurance comes in different packages:

• Annual
• Single Trip
• Backpacker
• Multiple holiday insurance

Clear your ambiguities before you apply for particular holiday insurance!

Do you cover pre-existing medical conditions?
If you have any pre-existing medical condition or if there is pre-existing political, ecological, or social strife in the area you are visiting, your travel insurance may not cover them.

Am I covered for any sports injuries?
If it’s risky in case of high risk activity such as mountain climbing, bunjee jumping etc. You holiday insurance policy will not cover any injuries sustained while you are taking part in sports. However, special covers for such adventurous activities are available; you can make use of them.

What happens in case of baggage misplacement?
Your holiday travel insurance covers your baggage misplacement or loss too. Do not forget to recover your baggage on time. As soon as you find your baggage missing, report it immediately.

How long will I have to wait for reimbursement in the event of a cancellation?
It’s always good to know the timelines for refunds and other money matters.

What would the limit on health care coverage be?
Holiday travel insurance typically has a maximum amount of health care coverage. Know the financial limits of your policy. You might also want to ask about up-front costs or deductibles.

Buying the right Holiday Insurance is very important and it is worth taking the time to shop around for the right holiday insurance policy that suits your needs. It is not safe to assume that the cheapest holiday insurance is the worst as some of the more expensive holiday insurance policies on the market may not provide adequate cover. Take sufficient care while make your choice.

Backpacker Travel Insurance

What is a backpacker travel insurance?

Backpacker travel insurance is not the same as annual holiday insurance, this is mistake many young travelers make when purchasing insurance. Annual holiday insurance is designed for your average holiday maker, who goes abroad a couple of times a year usually for a week or two at a time, and spends most of their time relaxing on the beach. This is very different to the habits of your average backpacker, if there is such a thing as an average backpacker. If you are planning on travelling for long periods of time annual holiday insurance usually doesn't cover your stay out of the country for more than a few weeks at a time.

Backpacker travel insurance initially covers any travel period from a total of 90 days to a one year trip, with a pay as you go benefit enabling you to extend, as often as you want to, the duration of your travel insurance up to 18 months. Online Backpacker travel insurance will take care of you during your longer than usual travels, but will also give you the freedom to fill this time with exciting opportunities as you will automatically be covered for a huge range of hazardous sport that you may get the chance to try.

Hopefully it'll be an adventure of a life time, but you'll be visiting strange places where you may not even speak the language. Don’t worry, you’ll no more feel like a stranger in an unknown world. Find all your information on travel insurance online. Avail of trip cancellation insurance and holiday insurance. Other features include temporary car insurance, health insurance, medical insurance and prescription services.It’s wise to have a good choice for all backpackers and people backpacking around the world, whether you have taken a gap year and taking time out from your studies, business or just a holiday, vacations, working abroad or studying abroad as a student. Get special covers on adventurous sports, skiing, and providing protection for activities such as scuba diving, paragliding, bungee jumping and winter sports.

Baggage and Possessions Cover. Ensure that your policy protects your possession or you will be unable to claim any compensation for stolen or lost items. Your policy should also cover any administrative costs incurred in the event that your passport is stolen and needs to be reissued.

Emergency Medical Cover. This will provide financial cover for any costs you have to make in the event that you need medical attention.

Holiday Cancellation. If due to unforeseen circumstances you have to cancel your trip early, you will be compensated for any monies lost.

Personal Liability. This is legal cover for any accident, injury or harm you might inadvertently inflict on another individual.

Rescue and Repatriation. In the event of a medical emergency rescue, all your costs will paid by your insurer. This should include helicopter rescue.

Travel Delay. Compensation for any money lost due to a delayed departure, though this will often only be paid after you have been delayed for a set length of time outlined in the policy wording.

Always learn to verify the terms and conditions of any insurance. Carry out research online, always compare the Backpacker Travel Insurance insurance package rate and be aware of the fact that a cheap insurance is not the best one. Comparing different insurance packages is quite essential.